Money & Finance · Free
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Copilot
A native Mac personal finance app that tracks spending, budgets, investments, and net worth in one place with AI-powered auto-categorization and no ads.
Copilot is a personal finance app for Web, iPhone, iPad, and Mac that connects to thousands of financial institutions and pulls spending, budgets, investments, and net worth into a single, privacy-first dashboard. It's an Apple Design Awards finalist and Apple Editor's Choice pick, built with no ads and no selling of financial data.
Why it makes the list
Copilot has carved out a reputation as one of the best-designed Mint replacements for Mac users who want their finances in a native app instead of a browser tab. Copilot Intelligence auto-categorizes transactions and learns spending habits over time, cutting down on the manual bookkeeping that sank a lot of older budgeting tools.
Standout features
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All-in-one view across 10,000+ institutions, with direct integrations for Venmo, Apple Card, and Coinbase
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AI auto-categorization that learns your habits over time
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Adaptive budgets that adjust to how you actually spend
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Subscription and recurring-charge tracking
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Investment tracking with intra-day updates and index benchmarking
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Cross-device sync across Web, iPhone, Mac, and iPad
Pricing
Subscription-based at $7.92/month billed annually (or a monthly plan), with a 1-month free trial. US financial institutions only.
